Raed Khalil

PROFESSIONAL PROFILE

Amman, Jordan

Profile summary

Accomplished Deputy Chief Financial Officer with twenty-six years of banking and financial management experience across four organizations, specializing in financial planning, corporate governance, and branch operations. Proven background directing regulatory compliance, risk assessment, and financial reporting protocols to guide organizational performance and sustainable growth. Committed to driving operational excellence and strategic leadership through informed financial decision-making and cross-functional collaboration.

Career highlights

Financial Planning and Forecasting: Partnered with the Chief Financial Officer to execute financial planning, budgeting, and forecasting operations while maintaining financial reporting standards.

Branch Operations and Compliance: Directed branch operations and maintained full compliance with banking regulations and internal policies across branch management roles.

Customer Service and Performance: Steered staff toward sales and service targets, implemented operational improvements, and designed training programs for customer service teams.

Risk Management and Governance: Steered corporate governance, regulatory compliance, and financial reporting protocols alongside credit and risk management functions.

Key skills

ProfessionalStrategic Leadership & Team Management Branch Operations Management Credit Analysis & Risk Assessment Business Development & Growth Financial Planning & Budgeting Performance Optimization Customer Experience Excellence Stakeholder Relationship Management Regulatory Compliance & Governance Advanced Problem-Solving Corporate Governance Regulatory Compliance Financial Forecasting Risk Assessment Portfolio Management Financial Reporting Credit Analysis Risk-Based Audit Banking Operations Microsoft Office Suite

Professional experience

Deputy Chief Financial OfficerJan 2026 - Present
Harmony Investments

Partners directly with the Chief Financial Officer to define financial planning strategy and steer budgeting, forecasting, corporate governance, and regulatory compliance protocols for the organization.

  • Executes financial planning, budgeting, and forecasting initiatives in direct partnership with the Chief Financial Officer.
  • Maintains financial reporting standards to enforce strict adherence to corporate governance and regulatory requirements.
  • Shapes financial decision making processes aimed at steering organizational performance.
Branch ManagerJan 2018 - Jan 2025
Al Rajhi Bank – Jordan

Guided branch operations and departmental workflows, steering staff toward sales and service targets while maintaining banking regulations and internal policies.

  • Maintained full compliance with banking regulations and internal policies across branch operations.
  • Implemented operational improvements that reduced processing times across all departments.
  • Elevated customer satisfaction scores through personalized relationship management.
Branch Manager | Assistant Manager | Customer Service OfficerJan 1999 - Jan 2018
Cairo Amman Bank

Steered branch operations, staff development, and performance management while directing credit and risk management functions. Managed client relationship management and service delivery standards across progressive roles.

  • Designed and delivered training programs for customer service teams.
Credit Facilities and Risk-Based Audit
Customer Service and Retail Banking Excellence
Banking Operations and Legal Compliance (Checks & Instruments)
Advanced Microsoft Office Suite (Excel, Outlook)

Education

MAJan 2000
Arab Academy for Banking and Financial Sciences

finance

  • Grade: 90.7% (Distinguished)
Bachelor of ScienceJan 1998
Al Zaytoonah University of Jordan

Banking and Financial Sciences

  • Grade: 86.6% (Excellent)

Languages

Arabic · Professional

English · Professional